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Lake Keowee Real Estate Expert Blog  Keep em’ Comin!

Lake Keowee Real Estate Expert Blog Keep em’ Comin!

Sep 13, 2023 | Posted by topguns | Uncategorized |

We get a Lake Keowee listing, we get it sold. Quickly. How quickly? There…that quickly. That’s been the theme lately. The fast turn-around time on listings of Lake Keowee property has led to a great situation for you potential sellers. Let’s say you’ve been sitting on that Lake Keowee waterfront lot (or interior with boat slip) for years, hoping to do something with it but never finding the time. Well, maybe now is the time to turn it around quickly and get maximum dollars before the end of 2023 and the presidential election year of 2024. This also works for Lake Keowee waterfront or interior homes, by the way.

Another impressive week if we say so our darn selves (if you can’t say it in your blog, where can you say it?). We were able to put 2 houses and one Lake Keowee waterfront lot under contract. We’ve also added an interior lot with boat slip and are soon to add another Lake Keowee waterfront lot to our listing stable. On top of that, we closed on 2 condominiums in Clemson, an interior home in Keowee Key and another home. That’s just over a million dollars in closings. Give me some more of that!

Don’t forget, while you’re having such a good time reading this Lake Keowee Real Estate Expert Blog, keep in mind that we’re here to sell property. We need more listings to keep up this magnificent pace. Only you can help! Give us a call or an email and we’ll let you know what your property is worth and what kinds of things need to happen to improve its marketability. Don’t delay contact us today! 864-270-9186 [email protected] or [email protected] .

Home Buyers: A Critical Guide To Home Loans:
Choosing the right mortgage will affect your very financial future. Here’s vital information to help you weigh your options and make a sound decision.
An Insider’s Guide to Understanding Mortgage Loans
First things first – know what you can afford
You can save yourself a lot of time and trouble if you take a few minutes to figure out the loan amount you can afford. The general guidelines are:
  • NO more than 28 percent of your gross monthly income should be spent on housing expenses (principal, interest, insurance and taxes). This can vary upwards if you have a good credit history, liquid assets, or if you’re already spending more than 28 percent on your housing expense.
  • Your total debt (mortgage and consumer debt) shouldn’t exceed 36 percent of gross monthly income. Again, people with good credit and liquid assets can often creep above this line.

As you compare your income to your potential housing expenses, keep in mind that your mortgage principal and interest are not your only costs. You also need to allow for any association fees, property taxes, insurance payments, etc.

Having said this, I should point out that the rules are looser than ever today. The “28 over 36” rule is no longer the ironclad guideline. Both the federal government and mortgage lenders have gotten very creative in their efforts to attract first-time buyers to the market. Today, there’s a loan program out there to put all but the worst-risk people into homes. But for your own safety and confidence down the road, your best bet is to adhere as closely as possible to the above guidlines.

More next time…
Check out the Lake Keowee Real Estate numbers for the year
Absorption Houses and Lots August 2023
Year End Numbers 8 31 23
Lake Keowee Area News Corner
Four proposed subdivisions total about 746 acres in Seneca
Four proposed subdivisions total about 746 acres in Seneca
lake keowee,area news,information,help,Mike,Matt,Roach,Top,Guns,Realty,homes,lots,land,acreage,for sale,

One proposed subdivision could be about 4 miles away from the Rochester Highway and U.S. 123 Highway intersection. Photo by Caleb Gilbert

Tags: Blogdockdock slipfor saleGunshelpInformationinterior lotlake frontLake Keoweelake keowee waterfrontMattMIkeNewsReal EstateRealtyRoachTopupdatevideowaterfront
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