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Top Guns Realty

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Keowee Expert Blog Dodgin’ Rain Drops

Keowee Expert Blog Dodgin’ Rain Drops

May 27, 2020 | Posted by matt | Uncategorized |

And putting Lake Keowee homes and lots under contract! Folks are really excited to get away from other areas to the peace and queit of Lake Keowee. If you haven’t read my last few posts (you’re in luck! They are archived all the way back to like 2010), you may not have realized all of the ways owning a Lake Keowee real estate allows you to properly social distance. But many buyers are seeing those posts and taking advantage of the market to get themselves a healthy slice of social distancing heaven.

Over the past week we were able to put over $1.5M in Lake Keowee homes under contract along with a Lake Keowee waterfront lot. It’s that time of year you know, time to get your plans squared away for the summer and you need a Lake Keowee property to do it correctly! Why not stay on Lake Keowee in a home instead of on a beach with people you don’t know way too close for comfort?

Not ready to buy? Try it out for a while with a week-long vacation in one of the rental homes we manage? Nothing like trying out a thing before you completely commit to it. Just call our rental manager Rick Miller at 864-784-9977. Or email him at [email protected]

We need more inventory so now’s the perfect time for y’all who may own Lake Keowee real estate (everybody has things in life that force you to make tough choices) to get it sold. Values remain very good. Let us give you an idea of where your property stands and we’ll help walk and talk you through the process.

[email protected] or [email protected] .

 

A Critical Guide to Home Loans:
Questions to ask while shopping for you loan
Before you can effectively compare mortgages, there area  number of questions you’ll need to ask the loan officer. Some are obvious, others are not. Be sure to ask them all.
Kings of Financing – Fixed? Adjustable? What about government-backed programs? Any special deals you should be aware of? Make sure you’ve got a complete picture of the product menu.
 Interest Rates – Rates differ not only between different types of loans. The same loan at three different lenders could have three different rates!
Terms – There are options beyond 15 and 30 year terms. Find out how different terms affect interest rates and how they impact the final cost of your home. This is especially important if you plan to be in the home for a long time.
Down Payment – What’s the minimum required for different loans? Today’s down payment can range from as high as the old standard 20 percent to nothing at all in certain targeted programs.
Loan Limits – Many lenders set limits based on a loan-to-value ratio. For example, with an 80 percent loan-to-value ration (LTV) you can only borrow $80,000 on a $100,000 home.
Loan Qualification – Different lenders may qualify you using different formulas. Make sure you understand how you’re being evaluated.
Points – Think of these as prepaid interest charged by the lender. One point equals 1 percent of the face amount of your loan. In some cases points are paid up front; in others, they’re bundled into the loan. The latter saves you money up front but costs you more over the life of the loan. No-point loans also save you money up front, but lenders usually charge one-quarter to one-half point more than in the case of loans with points. Be sure to look at what your total costs will be over the life of the loan.
More next week….
Check out the Lake Keowee Real Estate numbers for the year
Year End Numbers 4 30 20
Absorption Houses and Lots April 2020

Lake Keowee Area News Corner

Construction numbers growing in Oconee despite pandemic

Construction numbers growing in Oconee despite pandemic

Blog,Lake Keowee,real estate,News,Mike,Matt,Roach,Top,Guns,Reatly,homes,lots,land,acreage,for sale,

While the Hartwell Village student housing project is them most visible bit of construction in Oconee County right now, building permits are on track to surpass last year’s numbers by a long show. (Savannah Blake / The Journal

Clemson plans return in fall

Clemson plans return in fall

Blog,Lake Keowee,waterfront,real,estate,news,Mike,Matt,Roach,Top,Guns,Realty,homes,lots,land,acreage,information

Clements

Federal funds to rehab trail to local waterfall

Federal funds to rehab trail to local waterfall

 

Lake Keowee,area waterfalls,Mike,Matt,Roach,top,Guns,realty,news,information,blog,video,

The Brasstown Falls trail off U.S. Highway 76 is a steep, user-made access to the multi-level waterfall. The U.S. forest Service recently identified the trail as one that should be improved for sustainability, access, safety and water quality. Current plans include two bridges over the creeks and view platforms at the falls.

Boating tips for all of us to have a good Memorial Day weekend

Boating tips for all of us to have a good Memorial Day weekend

Lake Keowee,Waterfront,Real Estate,homes,lots,land,acreage,Mike,Matt,Roach,Top,Guns,Realty,for sale,information,blog,

An enjoyable Memorial Day weekend is upon us. Use some helpful tips to help you celebrate it properly on the water.

Developer seeking board’s OK to build in lake district

Developer seeking board’s OK to build in lake district

Lake Keowee,Waterfront,real estate,area news,for sale,Mike,Matt,Roach,Top,GUns,REalty,homes,lots,land,acreage,lake,front,

A proposed seven-unit climate-controlled storage facility that falls partially in the lake overlay – which requires a special exception for any non-residential development – is on the agenda for the Oconee County board of Zoning Appeals meeting Thursday.

Duke Energy moving lines from bridge under lake

Duke Energy moving lines from bridge under lake

Lake Keowee,Blog,Mike,Matt,Roach,News,Information,for sale,real estate,Expert,Top Guns Realty,Homes,lots,land,acreage,

Though the pavement rehabilitation project may be years down the road, Duke Energy is moving its lines off the Keowee School Road bridge at Cane Creek Crossing this summer. The underground lines allow for more reliability and support growth in the community, according to Duke Energy.

 

Tags: acreageBlogdockdockablefor saleGunshomesInformationLake KeoweelandLotsMattMIkeNewsReal EstateRealtyrip-rapRoachTopwaterfront
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