Around the Lake Keowee area we’ll all be on our back porches enjoying some welcome cool weather with, hopefully, a firepit, and a big screen TV with scads of college basketball streaming. If you’re lucky and planned well, you’ll have two TVs. In the above sentence I say “we’ll all” but I regretfully mean me by myself while my son and wife do something completely different (and probably constructive). That’s OK, watching Clemson and South Carolina take it to their unsuspecting opponents will undoubtedly make them uber- jealous and anxious to get outside toot sweet.
How’s business? Good! We were able to put a house we just listed and a Cliffs lot under contract while we’re trying to iron out one more Lake Keowee waterfront home. We’re also working on getting a couple more properties on the market and ready for all of those buyers who are just chomping at the bit.
Let’s keep each week going like this past week! We can do it! All we need is your help. List your Lake Keowee real estate with us or talk someone you know who has Lake Keowee real estate into listing it with us. Or, we can talk to them for you — that’s what we do!
Home Buyers: A Critical Guide To Home Loans:
Choosing the right mortgage will affect your very financial future. Here’s vital information to help you weigh your options and make a sound decision.
An Insider’s Guide to Understanding Mortgage Loans
Don’t get stung by unexpected fees
One of the most common errors I’ve seen borrowers make is in not considering the various fees they will end up paying in figuring out the final cost of a home. Let’s take a look at what you can expect.
Tips for the best deals
Now that you know a little more about mortgages and where they come from, I’ll share with you my tips for getting the best deal and saving yourself a lot of headaches in the process.
Negotiate the Points – If you’re considering a large mortgage, your lender may be willing to lower the points charged to get your business. You lose nothing by negotiating. If you’re planning to stay in your home for less than five years, lower your points paid by accepting a higher interest rate. If you’re sticking around longer, consider more points against a lower mortgage rate. You pay higher costs up front but can save money in the long run. Just remember there are three components to your mortgage loan: the interest rate, the points and the lender’s charges.
more next week….
More next time…
Check out the Lake Keowee Real Estate numbers for the year
